WorldWide Drilling Resource

Workers compensat on (comp) s the s n- g e, most vo at e p ece of an emp oyer s n- surance program. There s more money to be saved or ost n the workers comp arena than anywhere e se n nsurance. As such, I spend a ot of t me w th c ents adv s ng and go ng to great engths to he p them deve op and ref ne the r workers comp sk s and know edge to protect the r emp oyees and the r company s bottom ne. Here are my e ght favor te t ps for anyone w th a workers comp po cy: 1. Before an njury happens, seek out doctors who have an expert se n occupat ona med c ne and understand the va ue of return ng njured emp oyees to work. Deve op a f rst-name re at onsh p w th the r off ce staff. 2. When an njury happens, requ re emp oyees to report acc dents mmed ate y, no matter how m nor. Keep a wr tten record n your f es, too. 3. After an njury happens, d gent y and thorough y nvest gate acc dents as soon as they are reported. Interv ew w tnesses apart from the njured emp oyee and have them wr te and s gn the r own accounts. 4. Report the njury to your workers comp nsurer w th n 24 hours. 5. Be compass onate and keep a pos t ve att tude toward the njured emp oyee as you stay n contact w th them. Immed ate y ass gn someone, preferab y the superv sor, to regu ar y encourage the njured emp oyee to mot vate them to return to work. 6. Be cogn zant of the njured emp oyee's c rcumstances. If the r njury s ser ous, t can be a fe chang ng event. Natura y, some emp oyees may become depressed or angry and may need other ass stance beyond what the treat ng doctor s aware of. You may have a perspect ve nobody e se does! 7. Imp ement a we -def ned return-to-work program. Be sure the njured emp oyee, the r superv sor, and fe ow emp oyees understand the work restr ct ons to avo d re njury and fac tate a smooth return to product v ty. 8. Understand the negat ve psycho og ca mp cat on of d sab ty payments. When njured emp oyees become e g b e for d s- ab ty pay, they are be ng pa d not to work. A too often, there can be a fundamenta sh ft n the njured emp oyee s mot vat on to return to work - espec a y f they don t fee va ued or are depressed or angry. 9. Mon tor the c a m s progress. If you suspect a c a m s not progress ng for whatever reason, contact your nsurance agent prompt y. Your agent shou d be a great resource to fac tate and he p you keep a c a m on track, and c ose prompt y. It s our s ncere hope and des re to encourage every dr ng- and pump-re ated bus ness, that workers comp can work for you! That s to say, t may become a pos t ve bus ness too wh ch adds va ue, secur ty, and prof tab ty to your bottom ne and protects your most va uab e asset of a - your emp oyees. If you strugg e, need he p, or just want to mprove your game - p ease reach out! Kyle Kyle Rehme may be contacted via e-mail to michele@worldwidedrillingresource.com Kyle Rehme uses his personal knowledge of the water well, drilling, and environmental in- dustries to provide cus- tomers with practical insurance solutions. Make Workers’ Comp Work for YOU! by Kyle Rehme VolkBell Property & Casualty Insurance, LLC , . *#! ' , , . &#," 1 0% "& 1 * ', &#," (%$ %% *() *,0 +- %,0 '+-* ' *#%% *+ 1 '- ,-* *+ 1 -))%# *+ 1'!#' *+ 1 ('+-%, ',+ 1 , * %% 1 ,"( # 1'.#*('& ', % 1 (," *& % 1 (' - ,(* (% *#%% *+ 1 #% # % *.# + 1 , * -&) *.# ) #* (',* ,(*+ /,(' * (*, (%%#'+ WorldWide Drilling Resource ® 7 AUGUST 2016